What is the difference between an Assisted Living facility and a Memory Care Assisted Living community?
An Assisted Living facilityprovides housing, supportive services and meets health care needs of a cognitive person. They can help with “Activities of Daily Living” i.e. bathing, dressing, meal preparation, medication monitoring, etc.
A Memory Care Assisted Livingcommunity provides all the above but also specializes in meeting the needs of someone with memory problems. Staffing ratios are higher, special training of the staff is provided, a secure community inside and outside is provided so someone cannot wander off, medication administration is provided, stimulating activities on a regular basis, assistance with dining is usually provided as the individual advances in the disease process, monitoring and assisting with behavioral issues, and some communities have nurses on staff.
Is there a nurse on staff at The Independence Houses?
How will I know when it is time to move my loved one to The Independence House?
If you are the caregiver for your loved one, it is not only physically challenging, but mentally exhausting as well. We can help. It may be time for you to allow us to care for your loved one and you to be the loving family member. We will provide a warm, fun, loving and caring home for your loved one in a safe and secure community. It will give you peace of mind and relieve your stress. Give us a call today.
Does The Independence Houses offer a support group for family members and others interested?
As my loved ones’ health needs change, will they have to leave The Independence House?
Can I furnish my loved ones’ room with their belongings?
A private suite can usually accommodate a twin bed, nightstand, a chest of drawers, TV and comfortable chair. Rooms are wired for WiFi and basic cable.
What financial resources are available to pay for care in a Memory Care community?
Many financial options exist to fit the needs of a residents’ situation, to pay for costs incurred in a memory care community. We have listed some of the main ones.
1. Pay with Personal Funds
Get a clear understanding of all assets and money to draw from.
2. Long Term Care Insurance
If you have a policy, review it or talk to your LTC provider to understand what it covers and the process to start utilizing it. The Independence Houses will file your monthly paperwork to your LTC company; you need to initiate the claim with your LTC carrier to get it started.
3. VA Benefits
The Department of Veteran Affairs offers the “Aid and Attendance” benefit for qualified veterans and their spouses. Contact your local office: 402-489-3802 or 800-827-1000 to see if you qualify.
4. Selling a Home or other Assets
When you move to a senior living community, the equity in your home may be one of your largest assets.
5. Life Insurance
Depending on the type of life insurance policy you have, you may be able to access funding from it or sell it during your lifetime.
6. Tax Deductions
The IRS offers tax deductions on some costs related to care in a memory care facility, when an individual is unable to perform activities of daily living. Best to consult your accountant or tax advisor.
Medicare doesn’t cover custodial care (activities of daily living) in an Assisted Living facility.